Caroline C. Jones, Commissioner, Texas Department of Savings and Mortgage Lending

A Cool Perspective on a Hot Market: A Regulator's Perspective on Residential Mortgage Lending in Texas 

Commissioner Jones will discuss the State's role in residential mortgage lending, the top violations her department finds in mortgage examinations, and tips for consumers.

Caroline C. Jones is Commissioner of the Texas Department of Savings and Mortgage Lending. She joined the Department in March 2008, and was appointed Commissioner June 1, 2014. Commissioner Jones currently serves on the Board of the American Council of State Savings Supervisors. She is the former Board Chairman. She served for four years as a member of the Federal Financial Institutions Examination Council (FFIEC) State Liaison Committee (SLC). Her previous experience includes serving as in-house counsel for financial institutions for over 20 years. Her main area of practice has been residential mortgage lending. 

Commissioner Jones received her undergraduate degree from Sophie Newcomb College of Tulane University and her law degree from St. Mary’s University School of Law. She is a graduate of the Governor’s Executive Development Program through the Lyndon B. Johnson School of Public Affairs. She is also a graduate of Leadership Austin.

Commissioner Jones has served on the boards of Habitat for Humanity, Center for Battered Women (now SAFE Alliance), Junior League of Austin, and Caritas of Austin.